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I was in a car accident. The other driver did a “squat and stop” scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver’s car insurance trying to settle quick. The driver’s car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver’s car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much
Note: The driver’s girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..

answer

It’s actually pretty simple. The faster the insurance can get the case settled the less the insurance will have to pay. Insurance companies are in business to make money, plan and simple and they will try and slide by with paying the least amount possible. When the insurance found out that you have an attorney involved that means to them that they will have to pay more for the court fees, attorney fees, subrogation etc. and that means they get less money. In some states you may have to pay for the damage to your vehicle up front then your insurance will investigate and recoup the money for the damages and bills from the other driver’s insurance if they are proven to be at fault. Document everything including any doctor’s bills, therapy, anything that is linked to the accident and also, send any letters and documentation that you receive from your insurance and the other driver’s insurance to your attorney.

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